Changes to student loans are taking effect July 1. Here’s what to know

Jul 1, 2026, 4:59 PM

NEW YORK (AP) — Changes to federal student loans expected to affect millions of borrowers are taking effect July 1. A part of President Donald Trump’s “Big Beautiful Bill,” these changes mean the end of some payment plans and new limits for graduate loans. Along with the end of the Biden-era SAVE p...

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