Extended warranties are a waste of money. Here’s what you can do instead.

Extended warranties are a waste of money. Here’s what you can do instead.

Home Depot’s best-selling front-loading Whirlpool washing machine runs $699; purchase it online, and the retailer urges adding a “Protection Plan” — a three-year extended warranty — for an extra $100. Buy a Samsung TV from BestBuy.com for $329, and at checkout the website recommends you “Protect you...

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